Step 1: Authentication

Identification Type

Identification Number Required Format (421012xxxxxx7)

Account # * Branch Code + Account Number (0005100xxxxxx5)

Branch Address

Step 1: Authentication

OTAC has been sent on your registered SMS And Email

Email Code *

SMS Code *

Resend OTAC

Step 2: Basic Request Information

Customer Name

Title

Identification Type

Identification Number

Step 2: Personal Details

Application Date

Full Name

Father/Husband Name

CNIC New Required Format (421012xxxxxx7)

CNIC Issuance Date

CNIC Expiry Date

CNIC Old Required Format (421012xxxxxx7)

Date Of Birth *

Mother Maiden Name *

Marital Status *

Gender *

Nationality

Occupational Status *

Qualification / Education *

Res Phone No (with Country Code) *

Cell Phone No (with Country Code) * Required Format (+92xxxxxxxxxx)

Current Residential Address *

City *

Postal Code

Current Residence Status *

Type of Accommodation *

Permanent Address (In Pakistan) *

Permanent Residence Status *

City *

Country Of Residence *

Email *

Step 3: Employment/ Business Details

Company Name

Industry / Nature Of Business *

Business/Employers Email *

Telephone (with Country Code) * Required Format (+92xxxxxxxxxx)

Employment/Business Since Years *

Company / Business Address *

Company / Business City *

Step 4: Monthly Income Details

Regular Monthly Gross Income - PKR (Salary/Business/Remittance) *

Total Take Home Income (PKR Net Monthly)

Roshan Digital Account Details

Account # *

Branch Code

Branch Name

Step 5: Co-Applicant Details

Name of Nominee / Co Applicant

Father/Husband Name *

CNIC New Required Format (421012xxxxxx7)

CNIC Issuance Date *

CNIC Expiry Date *

LifeTime Expiry

CNIC Old Required Format (421012xxxxxx7)

Date Of Birth *

Mother Maiden Name

Current Residential Address

City

Co-Applicant Residence Status

Relation with Applicant

Cell Phone No (with Country Code)

Step 6: Upload Documents

Upload Salary Slip / Proof of Income

Upload Account Statement

Step 6: Vehicle Financing Details

Make *

Model *

Vehicle Price *

Equity % *

Equity Amount *

Amount Financed *

Tenure (in Months) *

Type of Facility *

Insurance Company *

Insurance Category *

Tracker Option *

Insurance Rate

Step 7: Reference Details

1.Reference Name

1.CNIC

1.Residence Phone # Required Format (+92xxxxxxxxxx)

1.Mobile # Required Format (+92xxxxxxxxxx)

1.Relationship with Applicant

1.Residence Address

2.Reference Name

2.CNIC

2.Residence Phone # Required Format (+92xxxxxxxxxx)

2.Mobile # Required Format (+92xxxxxxxxxx)

2.Relationship with Applicant

2.Residence Address

Step 9: Financing Details

Undertaking

I S/O, D/O, W/O holder of CNIC , undertake that the detail of my existing exposure from the “Entire Banking Sector” as on is as under:

Details of Credit Cards (Clean) Limits Being Availed from Other Banks/DFIs

Details of Credit Cards (Secured) Limits Being Availed from Other Banks/DFIs

Details of Personal Loan (Clean) Limits Being Availed from Other Banks/DFIs

Details of Personal Loan (Secured) Limits Being Availed from Other Banks/DFIs

Details of Other Facilities, If Any (Clean and Secured) Being Availed from Other Banks/DFIs

Applied Limits (Including Any Application Under Process)

The above information is true and correct?

Step 7: Undertaking for Nomination of Co-Applicant

Undertaking for Nomination of Co-Applicant for Execution of Documents and Use of Vehicle (for Roshan Apni Car)

To,
BANK ALFALAH LIMITED KARACHI
I / We S/o R/o , the Principal Applicant have applied / availed Roshan Apni Car facility along with Mr. /Ms. / Mrs. S/o R/o having CNIC # as Co-Applicant from Bank Alfalah Limited,
______________ Branch/Office (the “Bank”). I understand and acknowledge that Mr. / Ms. / Mrs. in his / her capacity of Co-Applicant has executed /shall be required to execute banking documents, as required by the Bank from time to time in respect of the Roshan Apni Car facility.
I undertake and confirm that the Co-Applicant will, after execution of required documents by the Bank, take delivery of the vehicle after registration on Bank’s name along with proper coverage under takaful and will use the same for himself / herself as well as on behalf of myself.
The Co-Applicant shall abide by the terms and conditions agreed by me with the Bank regarding use of vehicle. The Bank shall also be authorized to take all actions and exercise all its rights against the Co-Applicant for recovery of possession of vehicle on any default of my commitments with the Bank.
I hereby also confirm and undertake that notwithstanding the use of vehicle in the Co-Applicant under Bank’s Title, I shall remain liable for payment of the Roshan Apni Car facility as Principal Applicant

Co-Applicant Name :

Co-Applicant CNIC :

Co-Applicant Relationship :

Co-Applicant Residential Address :

Co-Applicant Cell :

I confirm having read and understood the contents of above document

Step 8: Undertaking cum Indemnity for Electronic Execution of Documents

UNDERTAKING CUM INDEMNITY FOR ELECTRONIC EXECUTION OF DOCUMENTS

I have requested/am requesting Bank Alfalah Ltd (the “Bank”) for extending banking facilities, financial accommodation and finances as defined in the Financial Institutions (Recovery of Finances) Ordinance, 2001 (the “FIO”) and/or in terms of applicable laws (hereinafter collectively referred to as the “Facilities”), I do hereby irrevocably record, confirm agree and undertake as follows:
1. I shall pass instruction and communication to the Bank and execute all requests, applications, undertakings, agreement(s) and other banking documents/security documents (collectively the “Financing & Security Documents”), in favor of the Bank from time to time, by electronic means (the “Electronic Execution”) in compliance with Electronic Transactions Ordinance, 2002 (“ETO”).
2. I do hereby request and unconditionally authorize the Bank to act and rely on any Electronic Execution of Financing & Security Documents including the instructions / communications pertaining to the operation of all my accounts, being maintained with the Bank and/or in respect of Facilities which may from time to time be given through my authenticated login at Bank’s official website/portal.
3. I understand and acknowledge that there are inherent risks involved in Electronic Execution (which may include any fraudulent activity by any person, whosoever); hence I hereby unconditionally agree, acknowledge, undertake and confirm that all risks, losses, damages and costs, arising out of and in relation to the Electronic Execution of Financing & Security Documents shall be fully borne by me, without any exception and assume entire liability for the same, and except willful misconduct, gross negligence or fraudulent acts of the Bank, the Bank shall not be liable for any losses, costs, claims or damages including but not limited to legal fees on any matter, arising out of and in relation to Electronic Execution, as stipulated herein.
4. That the Bank shall be entitled to act or refuse to act on Electronic Execution, as the Bank deems fit, without incurring any liability whatsoever to me or to any other person.
5. The Bank may allow the Electronic Execution of Financing & Security Documents in its discretion, considering the nature of particular transaction. I hereby agree that security procedure (the “Security Procedure”), which the Bank observes for Electronic Execution, is secure and reliable to my entire satisfaction for consummation of the electronic transactions in accordance with applicable provisions of ETO. I shall never bring any claim against Bank whatsoever in respect of the Security Procedure for consummation of the electronic transactions.
6. The electronic communication and Electronic Execution of Financing & Security Documents shall be unconditionally and legally binding on me for all intents and purposes without making any denial/dispute, whatsoever inter alia in relation to the electronic signatures, Security Procedure and/or all connected and ancillary matters.
7. That the Electronic Execution of Financing & Security Documents shall be conclusively presumed for the Bank’s benefit to be duly authorized by and legally binding on me, and I shall be fully liable for the same. The Bank shall not be liable to ensure the authenticity, validity or source of any Electronic Execution and shall not be liable if any Electronic Execution turned out to be unauthorized, erroneous or fraudulent, in any manner, whatsoever.
8. I shall not make any claim against or hold Bank liable, by reason of or on account of Bank, having acted or refused to act on any Electronic Execution by me, or the Bank having acted wrongly or mistakenly, or Bank’s failure to act wholly or in part in accordance with the Electronic Execution except willful misconduct, gross negligence or fraudulent acts of the Bank,. This undertaking cum indemnity is subject to SBP’s regulations and/or Bank’s operational guidelines/policies.
9. Notwithstanding anything contained herein, the Bank may, under circumstances determined by Bank in its absolute discretion, require from me confirmation of any of my instruction and/or Electronic Execution of Financing and Security Documents in such form as the Bank may specify before acting on the same; and I shall submit such confirmation to Bank immediately upon receipt of request. Pursuant to receipt of confirmation, the Bank shall have the right but not the obligation to act upon such instructions. If required by the Bank, I shall execute the physical documents before and/or after the Electronic Execution have been acted upon by the Bank. I will always be willing to comply with Bank’s all instructions before consummation of Electronic Execution of Financing and Security Documents.
10. The Bank shall not be liable to me and/or any other person action on my behalf and I jointly and severally with my such representative shall indemnify and keep the Bank indemnified from and against all claims either against me/us or any other, actions, demands, liabilities, costs, charges, damages, losses, expenses and consequences of whatever nature (including legal fees on a full indemnity basis) and howsoever arising, which may be brought or preferred against Bank or that Bank may suffer, incur or sustain by reason of or on account of having so acted whether wrongly or mistakenly or not, or of failing to act wholly or in part in accordance with the Electronic Execution and the terms of this letter of indemnity except willful misconduct, gross negligence or fraudulent acts of the Bank,.
11. I confirm that the Electronic Execution shall comply with the requirements of ETO and shall not be contrary to any law for time being in force in Pakistan as well as the country where Electronic Execution is performed. I further confirm to have the capacity and authority to accept this document and that this document constitutes my valid, legal, effective and enforceable obligation.
12. This undertaking cum indemnity is without prejudice to Bank’s all rights, interests and remedies, available to the Bank particularly under Financing and Security Documents, FIO, ETO and generally under prevailing laws of Pakistan.
13. This undertaking cum indemnity document shall be governed and construed in accordance with the laws of Pakistan.

I confirm having read and understood the contents of above document and convey my acceptance to the Bank

Step 9: Terms & Conditions

Terms & Conditions

I/ We hereby apply for Car Ijarah/RV Facility for purchase of a motor vehicle from Bank Alfalah Limited, Islamic Banking Group. I / We acknowedge that and confirm that
1. The details duly filled in this Application Form are correct, complete and accurate and I have neither misinformed nor withheld any information pertaining to the same.
2. The references whose particulars are mentioned in the Application Form are aware of this transaction and will oblige Bank Alfalah Limited-Islamic Banking Group for confirmation of the facts stated by me/us.
3. There have been no bankruptcy proceedings instituted or pending against me or are within my knowledge likely to have been instituted/pending against me.
4. The Ijarah/RV Facility will be provided to me subject to acceptance of the terms and conditions contained in the facility offer letter and the Ijarah Agreement (if issued by Bank Alfalah Limited-Islamic Banking Group) offering me the facility.
5. Bank Alfalah Limited-Islamic Banking Group reserves the right to reject my/our application at its sole discretion without assigning any reason whatsoever without incurring any liability towards me/us in this regard.
6. I/We do hereby undertake to inform Bank Alfalah Limited-Islamic Banking Group in writing in case of any change in any of the details provided by me/us in this Application Form and in case of change of address, the new address will be notified to the Bank in writing immediately upon any such change of address.
7. I/We do hereby authorize Bank Alfalah Limited-Islamic Banking Group and any relevant third parties to exchange information for the purpose of processing/verification of my application including conduct of my account, till such time that the entire outstanding amount under the Ijarah/RV Facility is paid by me/us to Bank Alfalah Limited-Islamic Banking Group.

I confirm having read and understood the contents of above document and convey my acceptance to the Bank....